2.50% Annual Percentage Yield (APY) as of October 2022. If you want to learn more about your credit, sign up for a free account with Credit.com. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. It's fast and easy to compare card offers by the criteria you require. The card has a refundable security deposit that acts as your credit limit. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Deposits are flexible. You may want to hire a professional before making any decision. All Blog Posts, Mortgage 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Your Credit, Repairing Check the data at the top of this page and the bank's website for the most current information. * When on a desktop, hover over * to view important disclosures. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. 2.00% Annual Percentage Yield (APY) as of October 2022. All Loans, All Fees on your primary deposit account may reduce earnings on your savings account. Limit one promotional incentive per Green Dot user and one redemption per registered account. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. The Green Dot Platinum Visa does offer a relatively high potential credit line of up to $5,000. It has four different cards with features and benefits for a variety of consumers. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. Box 9206 Old Bethpage, NY 11804-9201. Fees and limits apply to debit card transfers. & Utility ReportingBuild It, Identity When on a mobile device, tap on * to view disclosures. Does not offer rewards or cash back. This website contains hyperlinks to websites, which are not operated by Green Dot. Editorial and user-generated content is not provided, reviewed or endorsed by any company. What does your credit score need to be for the Amex Platinum card? Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Thank you for considering Golden 1 Credit Union. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Credit, How Does Credit Repair your account or get connected to a customer service representative. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Not a gift card. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Account must be in good standing and chip-enabled debit card activated to opt-in. SeeAccount Agreementfor terms and conditions. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. Most people will qualify for this card. Your Credit, Looking And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Luckily, companies like Green Dot understand what youre going through. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. Cards, Cards Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. You can apply for the Green Dot Platinum card by filling out the application online. Calculator, Auto Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. You may want to hire a professional before making any decision. Unapproved checks will not be loaded to your card or account. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. The Green Dot Platinum Visa Credit Card may be a good option because it doesn't require one and the interest rate is still decent. Fees on your primary deposit account may reduce earnings on your savings account. @scott_ack 09/02/20 This answer was first published on 09/02/20. Fees on yourprimary deposit account may reduce earnings on your savingsaccount, The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Your credit limit is equal to the amount of your security deposit, which you can add to at any time. In, Rent & Utility Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Must be 18 or older to purchase. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. You can be the first one to help by Additional criteria may apply which can affect your eligibility and your overdraft coverage. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022 and may change before or after you open an account. For cards purchased at participating Dollar Tree locations, For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 2.00% Annual Percentage Yield (APY) as of October 2022. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A Important Rates: Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Home Depot Credit Card Application Online1.To get started, visit website at homedepot.com/applynow.2.Click on "Credit Services" at the top of the page.3.Scroll down to the Consumer Credit card area and click "Apply Now" to apply for Home Depot card4.Enter your first and last name, your email Chase Freedom Unlimited credit card Fees on your primary deposit account may reduce earnings on your savings account. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Apply for a secured credit card. . WalletHub Answers is a free service that helps consumers access financial information. Not a gift card. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. This card doesn't require a credit check and doesn't require a checking account. Fees may apply. Limits and fees may apply. Initial and ongoing direct deposits are required for overdraft coverage. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Not a gift card. Must be 18 or older to purchase. A $15 fee may apply to each eligible purchase transaction that brings your account negative. About a day later, the credit appeared on my Green Dot account. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. This card is a good option for people with bad credit who want to rebuild their credit standing. Credit Score, Compare Applying will not hurt your credit score and you'll receive a decision almost instantly. Log into your account and refer to your Account Agreement to check feature availability. You can make your monthly payments at any participating retailer. Initial and ongoing eligible direct deposits are required for overdraft coverage. We are committed to being fully transparent with our readers. Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Feeson your primary deposit account may reduce earnings on your savings account. Overdrafts are paid at our discretion. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. How to Start Building See. Log in to your account and refer to your Account Agreement to check feature availability. 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