The only treatment covered for dental accidents is tooth extractions. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. Let us dig up an answer. It is understood that the decision in such arbitration shall be binding on both parties and that a judgement upon any award rendered may be entered in any court having jurisdiction. NerdWallet's ratings are determined by our editorial team. There is a 14-day waiting period for coverage. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Yes, plans provided by Spot have a 14 day waiting period for coverage. NOTICE TO MAINE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. Plans provided by Spot do not cover pre-existing conditions. 5.1 Assignment. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. Spot 24/7 VetAccess Tele-health. Barney's pet health insurance Policy. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . Visit ourdog insuranceandcat insurancepages for more information about plans. Trupanion dog insurance costs $70.12 per month for a $500. How much is Spot pet. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. 2. If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. Does Spot Offer a Plan for Preventive Care Coverage? Pumpkin's insurance policies for dogs cover unexpected injuries or illnesses. SPOT makes no representation or warranty regarding the Third-Party Products. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. RELEASE OF LIABILITY. Reimbursement Options: 90%. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Spot performed better in coverage and eligibility, while ManyPets performed better when it came to costs. Visit our pet insurance FAQ page now . % of Medical Expenses. CHOICE OF LAW. In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. Click the Claims icon and follow the simple instructions. For a comprehensive list of policy exclusions and limitations, click here to view a sample policy. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. Yes! By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Licensed Insurance Producer - Pawlicy Advisor. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Your pets correct age may be validated when reviewing your pets medical records. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. ASPCA's pet insurance plan will . " in 3 reviews " Fast claim payment, great price and peace of mind!!! For all terms and conditions visit spotpetins.com/sample-policy. Your premium will not increase due to filing a claim. 2. MetLife: All full-time and part-time associates are eligible for pet insurance that protects you from the high cost of care for a sick or injured dog or cat. How Much Does Spot Pet Insurance Cost? An important note: ManyPets is still expanding within the U.S. and pet owners in Alaska, Florida, Hawaii, Idaho . However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND SPOT ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. Accident & Illness coverage reimbursements are based on the invoice. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. If, for any reason, the Sweepstakes is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the sweepstakes. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. Your email address will not be published. . NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. You get to select your reimbursement percentage when you enroll in a plan provided by Spot. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. 2.1 Insurance Offerings. You can also get a pet insurance quote through your veterinarian or by shopping around online. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. Your payments are processed automatically using the payment method and frequency we have on file. VIEW RATES. 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